How to Turn Your R15 000 – R150 000+ Payout into a R30 000 – R80 000/Month Business (Instead of Buying a New iPhone, Weaving, and Being Broke Again by May)
From 1 March 2026, every single South African with retirement savings will be able to withdraw between R2 000 and 30 % of their accessible pot (most people are sitting with R25 000 – R150 000+ they can legally touch). SARS takes 18 % tax on amounts above R30 000, but the rest lands in your account within 7–21 days.
Do NOT do what 90 % of people will do: pay debt, buy furniture on credit, or flex on the TL for two weeks.
Here are 12 proven businesses you can start in March–April 2026 with that exact money and be earning R30k–R80k+ per month within 3–12 months. All tested and running profitably right now (December 2025).
1.Mobile car wash + valet setup
Capital needed: R35 000 – R60 000
Equipment: 160-bar pressure washer, vacuum, generator, canopy, chemicals
Monthly profit after month 3: R35 000 – R70 000 (2–3 staff, corporate contracts)
2.Solar & battery backup installation side hustle
Capital: R80 000 – R150 000
Buy 5–10 entry-level 5kW hybrid inverters + panels in bulk
Monthly profit: R60 000 – R150 000 (demand is insane – people pay cash upfront)
3.Spaza shop / container conversion
Capital: R80 000 – R120 000
6 m container + stock + fridge + branding
Monthly profit: R25 000 – R60 000 in high-density area
4.Food truck / kota & vetkoek trailer
Capital: R90 000 – R140 000
Second-hand trailer + gas equipment + branding
Monthly profit: R40 000 – R100 000 near factories or stadiums
5.Second-hand tyre business
Capital: R60 000 – R100 000
Buy 200–300 used tyres from auctions, fit & balance setup
Monthly profit: R35 000 – R80 000
6.TikTok Shop dropshipping (phone accessories & clothing)
Capital: R15 000 – R40 000 (advertising budget)
Zero stock – supplier ships when you sell
Monthly profit: R30 000 – R150 000+ (many 22-year-olds hitting R100k+)
7.Laundry & dry-cleaning pickup service
Capital: R70 000 – R120 000
Industrial washing machines + delivery scooter
Target complexes and student res
Monthly profit: R30 000 – R65 000
8.Mobile phone repair & accessories kiosk
Capital: R40 000 – R80 000
Tools, spare parts, small shop/container
Monthly profit: R35 000 – R75 000
9.Car rental fleet (3–5 older Polos or Taxis)
Capital: R100 000 – R150 000
Buy cash from auctions, rent to Uber/Bolt drivers
Monthly profit: R35 000 – R70 000 after insurance
10.Gardening & landscaping business
Capital: R50 000 – R90 000
LDV bakkie + mowers + blowers + 2 staff
Monthly contracts in estates: R40 000 – R80 000
11.Security guard placement agency
Capital: R30 000 – R60 000 (Psira registration + marketing)
Place Grade C guards, take 15–20 % cut
Monthly profit: R40 000 – R120 000 once you have 50 guards
12.Buy-to-let backyard rooms (2–4 rooms)
Capital: R100 000 – R150 000
Build or convert in your yard, rent R2 500 – R4 500 per room
Pays itself off in 18–24 months, then passive R20k–R40k/month
Quick-start checklist for March 2026
- Wait for money to hit your account
- Pay the tax (SARS deducts automatically above R30 000)
- Choose ONE business above that matches your area and skills
- Register the business on CIPC same week (R175)
- Open a separate business bank account
- Start trading within 14 days
People who did this with the first Two-Pot round in 2024 are now earning more per month than their old salaries. People who spent it on alcohol and clothes are back to square one.
Your Two-Pot money is the cheapest business loan you will ever get. Use it properly and you’ll never need another salary again.
Save this post. Screenshot it. When the money lands in March, come back here and pick your new life. Your ancestors are watching. Don’t embarrass them.